Carla L., Arverne, N.Y.

Some manufacturers offer cash discounts to recent college graduates, but we aren’t aware of any incentives for currently enrolled students.

The key reason is that if you’re a student, you probably aren’t earning much money, so the likelihood of obtaining a loan for a new car is slim to none (unless you previously established a blue-chip credit history). Most college students don’t have sufficient credit history to qualify for a loan.

Once you graduate and have a job, your chances of getting a loan will improve, though it still won’t be a slam dunk. It will hinge on your income, how much you can reasonably afford and your credit rating. Right now, few manufacturers offer cash rebates to recent college grads. Suzuki, for one, offers a $500 discount on all 2010 and 2011 models to those who have graduated within the past two years.


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Answered by Rick Popely on January 25, 2011 | Permalink

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